Property & Casualty Insurance Products and Services
Each product can be configured to run your business end to end
Each product can be configured to run your business end to end
Whichever PAS product you choose, these flexible features make it easier to understand and manage your business.
Configurable System:
User-friendly screens
let you customize and update industry rules
and operating parameter tables to suit the way
you do business.
Products: Not only do we support the standard admitted products, but we pride ourselves on how flexible our systems are to meet the ever-changing specialty market.
AI/Robots: AI and
Predictive Analytics can support intelligent workload assignment, intelligent underwriting guidelines, intelligent rating, intelligent claims reserving and more.
Multi-Company
Support:
Multi-company,
multi-MGA processing
and reporting
is included.
Historical Data: Detailed information is captured and maintained every step of the way, enabling meaningful analysis of your book of business.
Online:
Each PAS product is
an online solution,
so real-time information
is readily
available.
Each PAS product provides complete transactional activity. Using detailed premium, loss and cash information, you can produce a variety of standard and custom reports. Standard reports include:
Premium Registers
Loss Registers
Loss Counts
Loss Triangles
NAIC Reports
Rating Development Reports
Reports to assist with updating the GL system
Cash Receipts Registers
Deposit Slips
Check Registers
Reconciled Checks Report
Outstanding Checks Report
In addition, your PAS solution can collect all premium and loss information and automatically report to ISO, NAII and NCCI. Our statistical reporting capability produces the submissions and all attachments needed for submission to the various bureaus.
pasCarrier.Net – Automates all policy-related transactions, beginning with initial information-gathering and continuing through the life of the policy.
pasBilling.Net – Provides a full range of billing and collection functions for agency and direct bill, with lock-box, ACH, credit and debit card payments, reconciliations and statistical reporting.
pasClaims.Net – Powers a complete claims management and workflow solution, with salvage, subrogation, deductible and lawsuit management.
pasRE.Net – Offers complete support for reinsurance operations, including premium and loss ceded calculation engine, along with full reporting tools.
pasExecutive.Net – Transforms operational data into useful knowledge; makes information viewable at the company level, with drill-downs all the way to class code level using our flexible Drill Down view or third-party tools.
pasAgentPortal.Net – Provides agents with access to information, reports, payments and much more.
pasInsuredPortal.Net – Provides insureds with online access to coverage information, documents, payments and much more.
pasRater.Net –This robust rating and underwriting guidelines engine provides lightning-fast calculations and results to any policy management system for any line of business. Through pas.Rater.net, PAS is adding AI and predictive analytics functionality to support dynamic underwriting guidelines, workload allocation, rating decisions based on human and risk characteristics, establishing reserves and managing flow. Repetitive tasks are automated to facilitate growth without proportionally increasing expenses.
PAS also offers customized solutions to suit specific industry segments, including:
Carriers
MGAs
Sureties
Reinsurers
Workers Compensation Writers
As part of our commitment to your success, we offer custom consulting and outsourcing services to help you get up and running with PAS solutions.
CONSULTING
Our Services Division draws on a core team of insurance industry technology experts, expandable through our alliances to meet your needs. We offer a broad range of consulting services using a proven methodology for delivering your automation project on time and within budget.
OUTSOURCING
Along with consulting and custom software development, we offer our expertise in maintaining, enhancing, and modifying existing application installations.
Our outsourcing offerings include:
Training
Documentation
Institution of methodology and standards
Systems planning
Testing
Quality assurance
Business process improvement
TECHNOLOGY
From standard lines to specialty markets, we know insurance end to end. Thanks to our technical expertise, each PAS solution provides an easy-to-use interface and simple navigation. We also focus on processing efficiency and easy system maintenance.
Scalable, Stable Solutions
Because a system is only as good as the platform it runs on, we have chosen the .Net MVC platform for its stability, scalability and adaptability.
While most systems that claim to be Web-based are either server-heavy "dumb terminal" systems or glorified desktop applications, PAS offers true .Net solutions with data access on the back end, middleware and business rules on the middle tier, and thin-client presentation on the front end.
Our .Net solutions continue to evolve to meet the needs of our clients in the changing insurance industry. We develop and refine our products using Microsoft development framework and tools, and we support both Oracle and Microsoft SQL Server database repositories.